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          SmartStop's SmartCard   | 
         
        
           
          In conjunction with OTI, a world leader in smart card technology, SmartStop is launching
          the nations first multi-application smart card for the trucking
          industryoffering fleets and drivers benefits throughout SmartStop-affiliated
          truckstops while bringing the truckstop operator a new revenue opportunity.Future smart card products will create
          additional benefits for truck stops, including:
          
            - Integrated identification, access, purchase and loyalty
              functionality on a single card.
 
            - A decrease in administrative costs due to reduced handling
              of currency by moving to smart card stored value purchases. 
 
            - New product opportunities to increase customer loyalty,
              decrease costs or increase commission revenues.
  
          
          Future smart
          card products will create additional benefits for drivers by:
          
            - Providing a single cash replacement card for business and
              personal purchases at SmartStop locations.
 
            - Multiple loyalty programs. The multi-application feature of
              the smart card will allow drivers to accumulate loyalty and merit rewards as they make
              smart card purchases at SmartStop locations.
  
            Instant benefits such as redemption of points. 
          
          Future smart card products will create additional benefits for
          fleets by:
          
            - Integrating the cash and information needs of fleets and
              drivers in a single, easy to use card.
 
            - Better managing and controlling both business and personal
              expenses, including expenditures for telephony, fuel and other purchases.
 
            - Receiving low-cost check-in calls from
              SmartStop locations providing information such as driver identification, location and call
              time.
 
            - Reducing certain transaction fees.
 
            - Enabling flexible benefits such as personal phone credits
              or other smart card stored values to enhance driver retention -- a key pressure point in
              the current trucking market.
  
            Reduced wear and tear on card with RF technology.
            Upload and download information remotely to the
              smart card.
          
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